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Read popular articles on Car Insurance from our expertsFrequently Asked Questions
What happens if I do not have an insurance cover?
In case you do not have an insurance cover, not only you’ll have to pay a penalty of up to RM 3,000 but your road tax receipt will also be seized until you get an insurance cover. Moreover, you’ll also get your name registered in the offenders list. Furthermore, if you meet with an accident, all the payments regarding the damages to your vehicle, any physical injuries, and the losses incurred by the third party shall be paid by you.
Is road tax receipt mandatory while renewing a car insurance policy?
Yes, you need to have the road tax receipt in order to get a new insurance policy or to renew an old one.
What information is sent to the Department of Road Transport (JPJ) during the verification part of the renewal process?
Information like the engine number and the chassis number of the vehicle being insured, owner’s National Registration Identity Card, and the starting & ending date of the insurance cover are sent to the Department of Road Transport.
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